Commercial Mortgage Lending
From first look to final closing, Genesis Empowerment Corporation provides straightforward commercial real estate financing with expertise and a modern, streamlined process. We help you structure the right loan—so you can acquire, build, improve, or refinance with confidence.
Fix & Flip
Benefits:
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- Speed to close: Streamlined reviews for competitive timelines.
- Aligned to the deal: Funding tailored to acquisition + renovation budgets.
- Clarity on draws: Simple, predictable draw process for rehab milestones.
Features : Renovation capital for the purchase and rehab of investment properties ranging from single-family residences to mixed-use properties.
Benefits:
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- Flexible entry points: Fund at the initial stage or mid-construction.
- Purpose-built guidance: Structure aligned to timeline and exit strategy.
- Transparent milestones: Clear expectations from permit to CO.
Features :
Land acquisition & construction or rebuild of existing property with funding at the initial stage or mid-construction.
Bridge
Benefits:
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- Solve for timing: Cover immediate obligations or seize opportunities.
- Keep momentum: Close gaps while you finalize long-term financing.
- Straightforward terms: Clear costs, defined timelines.
Features :
Short-term financing to alleviate existing financial burdens until your company secures permanent financing or the existing obligation is removed.
Benefits:
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- Unlock capital: Put built equity to work for acquisitions or improvements.
- Simplify cash flow: Restructure debt to support growth.
- Stay opportunistic: Move quickly when the right deal appears.
Features :
Option to leverage equity in your property to finance additional projects.
Debt Service Coverage Ratio (DSCR)
Benefits:
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- Investor-friendly: Focuses on rental income vs. debt (DSCR).
- Document-light: Typically no personal income verification.
- Scale with confidence: Useful for portfolios and repeat acquisitions.
Features:
DSCR measures the cash flow generated from an investment property without having to verify personal income to qualify (program and state guidelines apply).
Flexible, tailored financing options for unique property needs and niche investment opportunities.
Benefits:
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- Creative funding structures to match specialized projects such as churches, funeral homes, warehouses, etc.
- Programs for unique property types or non-standard loan requests.
- Custom terms based on project scope and goals.
Features:
Solutions designed for borrowers who need flexibility beyond traditional lending parameters.
How We Work
We believe the best financial decisions happen when you have the right guide. We meet you where you are, explain your options with transparency, and help you choose the commercial mortgage or life insurance solution that supports your goals today and strengthens your future tomorrow.
Listen & evaluate
Your goals, timeline, and exit strategy.
Structure the deal
Product fit, terms, and documentation.
Underwrite & close
Streamlined process and proactive updates.
Support after closing
Draws, refinances, and planning your next move.
Find Us
Service Areas
Real Estate Lending: Nationwide
Life Insurance: South Carolina, Georgia, Ohio
Contact
Company Hours
Monday–Friday: 9:00 AM – 5:00 PM
Saturday/Sunday: Closed
Share your property details and timeline. We’ll outline the best commercial mortgage lending options—Fix & Flip, New Construction, Bridge, Cash-Out Refinance, DSCR, or Specialty Loans—so you can move forward with certainty.